nanopay

nanopay is a mobile-first financial app multichain, designed to bring practical crypto utility to everyday users — particularly in emerging markets where access to traditional banking is limited.

The app combines peer-to-peer USDC payments, Aave V3 yield-bearing savings, GoodDollar UBI claims, and a location-based social layer (Geo Chat) into a single progressive web app. Users create self-custodial wallets, earn XP through daily financial activity, and redeem that XP for USDC — making basic fi